I am travelling to Europe in 3months for 5weeks and I have been researching my options concerning money. Through out the forums the prepaid cards haven't had many good reviews. Most people mention the 28degrees mastercard and the Citibank plus account for withdrawing money from your account as good options for travelling overseas. There has been countless posts saying that their 28degrees mastercard worked well all over Europe but even though a lot of people recommend it not so much about the Citibank plus card.
Has anyone used this card overseas in Europe and has it worked well? Thanks to any replies. The 28 degrees card is a Credit Card. People used to overpay on it and then withdraw money against this as cash overseas. They closed this loophole at the beginning of You can still withdraw your cash on it, but there are now fees to do this. However as a Credit Card it works just fine , no fees provided you pay it off in full each month.
If you don't it has a very high rate of interest. The Citiplus is a debit card. You load the associated account with funds and withdraw it fee free overseas. I keep track and reload money using the laptop when we are travelling. I also compare the daily money rate with the rate I get on the card and they are very close, so really no hidden poor exchange rates like you get on the various Travelcards here in Oz.
With the Citibank Plus account, Citibank does not charge any fees for overseas ATM withdrawals and gives a good exchange rate. The 28 Degrees and Bankwest Zero Mastercards are credit cards that can be used to pay for purchases overseas with no fees and a good exchange rate. They are useful both for travelling and for Internet purchases. We have had no trouble with either card and liked the fee free conditions; ATMs were easily found wherever we went.
No fees, good exchange rate, easy to keep track of your balance with the phone app. I just looked at the Citi site and there were 87 branches or ATMs in Japan where you could have withdrawn fee free.
Then enter your location. I can't imagine other banks' cards would be treated differently - they are all foreign to Seven Bank. Example withdrawal was JPY on 24th November The amount charged was Using the Visa exchange rate calculator …visa. And I can't see anything on their English web site that says they do now. I don't know about Japan either. The fee is charged by the bank that owns the ATM, not Citibank.
So far I don't travel internationally enough to make this occasional savings worth the hassle of another bank account, but it's certainly something worth considering. All of your saved places can be found here in My Trips. Browse forums All Browse by destination.
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