Taking control of debt, free debt advice, improving your credit score and low-cost borrowing. Renting, buying a home and choosing the right mortgage. Running a bank account, planning your finances, cutting costs, saving money and getting started with investing.
Understanding your employment rights, dealing with redundancy, benefit entitlements and Universal Credit. Planning your retirement, automatic enrolment, types of pension and retirement income. Buying, running and selling a car, buying holiday money and sending money abroad.
Protecting your home and family with the right insurance policies. Taking the time to manage your money better can really pay off. You can use these extra savings to pay off any debts you might have, put them towards your pension, or spend them on your next car or holiday. Read on for money management tips, including how to set up a budget, sticking to it and how to save.
Manage your money better with our Budget planner tool. Over half of UK households keep a regular budget. Most say it gives them peace of mind about how much they are spending, and makes them feel better about life in general. A great way to work out your budget is with our free and easy-to-use Budget planner. Just grab as much information as you can about your income and spending bills, bank statements… and get started.
There are also some great free budgeting apps available and your bank or building society might have an online budgeting tool that takes information directly from your transactions. Use our Quick cash finder to see how small changes can save big money. You can also save hundreds and even thousands of pounds by shopping around for a new mortgage, or reviewing the one you already have. You might get a pay rise, which means you can save more, or you might find your household bills increase.
Our advisers will point you in the right direction. Give us a call for free and impartial money advice.
Protecting your home and family with the right insurance policies Insurance Insurance Car insurance Life and protection insurance Home insurance Pet insurance Help with insurance Travel insurance Budget planner.
You can find more information in How to budget on a low income. More on Should you manage money jointly or separately? Read more in How to save money on household bills. Why it pays to review your mortgage regularly. Our section on Cutting costs has lots of helpful information. Read more about How to prioritise your debts. Get help with loans.
Find out Where to go to get free debt advice. Read more about How to set a savings goal. Learn more in Why save into a pension. Learn more about Getting informal help to manage your money.
Did you find this guide helpful? Thank you for your feedback. Related guides First-time home buyer guide How much rent can you afford? The cost of buying a house and moving Universal Credit explained Tax and National Insurance deductions. Are your presents covered this Christmas? Money news round-up Is Christmas dinner getting more expensive?
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