Forex card hdfc balance. Note: All these cards come with the facility of checking the balance online, so do not waste your money by checking your account balance at an ATM- Even $ 8 $ Unlimited (You can treat it as locally issued card in the US!) HDFC BANK (HDFC Forex Plus Card - VISA/MasterCard, Debit).

Forex card hdfc balance

How to check balance and change PIN of your Multicurrency Forex Card

Forex card hdfc balance. Some of the popular pre-paid cards offered by HDFC include the ForexPlus Card, Hajj Umrah ForexPlus Card (for Hajj & Umrah Pilgrims), ForexPlus Chip Card, ForexPlus Platinum Card, Multi Currency Platinum ForexPlus Chip Card, ISIC Student ID ForexPlus Chip Card, etc. Axis Bank. Another leading bank to offer you.

Forex card hdfc balance

Prepaid cards are used for making payments while you are travelling abroad. These are pre-loaded and enable you to access money in the required regional currency. You can also top it up depending on your requirement. The card allows you to withdraw cash in foreign currency, check your balance and shop. How do you apply and what is the limit? You need to submit FormA2 and any other required forex document as mandated under Foreign Exchange Management Act regulations , proof of passport and required funds.

Once the funds get cleared or are paid to bank, the card gets activated. Banks charge between Rs per card. How are these better than others? Debit and credit cards involve a service charge of three per cent for each usage. Withdrawals at ATMs would attract an extra flat fee of Rs You would be billed at the exchange rate prevailing on the date of transaction and charged a currency conversion rate accordingly.

Besides, any delay in bill payments will attract a penalty of 2. Comparatively, forex cards are cost-effective, since the exchange rates get locked in on the day of transaction. You can avoid currency conversions, as the cards are available in major currencies.

Do exchange rates impact usage? While using forex cards, be sure of the exchange rate you are spending at. What if I need to re-load the card? You cannot top-up the forex card abroad, even if your bank has a branch there. You will need to contact the centre that issued the card. Intimating the bank in advance and leaving necessary documentation might be an option.

Unused balance in your card can be encashed on return. What happens if the card gets lost? Intimate the centre that issued the card. Inform them about your location after 48 hours, since this is the time the bank will take to courier a replacement. In case of exigencies, it may send cash through money transfer facility, but costs will have to be borne.

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